--- title: How Much Can I Borrow | Borrowing Capacity Calculator description: Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property. --- [Skip to content](https://www.8020finance.com.au/en-au/calculators/how-much-can-i-borrow#main-content) [![8020 Finance Logo](https://www.8020finance.com.au/hs-fs/hubfs/8020%20Finance%20(1).jpg?width=500&height=500&name=8020%20Finance%20(1).jpg "8020 Finance Logo")](https://www.8020Finance.com.au) - [Home](https://www.8020finance.com.au/en-au/) - [Calculators](https://www.8020finance.com.au/calculators) - [Repayment Calculator](https://www.8020finance.com.au/calculators/how-much-are-my-repayments) - [Borrowing Capacity Calculator](https://www.8020finance.com.au/en-au/calculators/how-much-can-i-borrow) - [Property Fees Calculator](https://www.8020finance.com.au/calculators/stamp-duty-calculator) - [Blog](https://www.8020finance.com.au/en/blog) - [About](https://www.8020finance.com.au/about-us) - [Contact](https://www.8020finance.com.au/contact-us) - [Call Us Now](tel:+61258385871) # How Much Can I Borrow **Calculator** ## Your borrowing power is a critical number to know because it helps you understand how much you can spend on a property. It's important to shop around – banks and lenders all use different criteria to calculate how much they will lend you. Your borrowing capacity between two banks could be thousands of dollars – the difference between purchasing your dream house or settling for your second favourite.   [![8020_Finance_Logo_Blue_with_White_BG_-removebg-preview-1](https://www.8020finance.com.au/hs-fs/hubfs/8020_Finance_Logo_Blue_with_White_BG_-removebg-preview-1.png?width=180&height=108&name=8020_Finance_Logo_Blue_with_White_BG_-removebg-preview-1.png "8020_Finance_Logo_Blue_with_White_BG_-removebg-preview-1")](https://www.8020Finance.com.au) 8020 Finance are Sydney's leading Mortgage Brokers and Lifestyle Planners. ### Pages - [Home](https://www.8020finance.com.au/en-au/) - [Calculators](https://www.8020finance.com.au/calculators) - [Repayment Calculator](https://www.8020finance.com.au/calculators/how-much-are-my-repayments) - [Borrowing Capacity Calculator](https://www.8020finance.com.au/en-au/calculators/how-much-can-i-borrow) - [Property Fees Calculator](https://www.8020finance.com.au/calculators/stamp-duty-calculator) - [Blog](https://www.8020finance.com.au/en/blog) - [About](https://www.8020finance.com.au/about-us) - [Contact](https://www.8020finance.com.au/contact-us) #### Office Address 305 Camden Valley Way Narellan, NSW 2567 [Follow us on Facebook](https://www.facebook.com/8020Finance.Sydney) [Follow us on LinkedIn](https://www.linkedin.com/company/8020-finance) [Follow us on Twitter](https://www.instagram.com/8020finance/) [Follow us on Facebook](https://www.8020finance.com.au/meetings/8020-finance/schedule-a-meeting-with-aleksandar-tomic?hsLang=en-au) --- - Terms and Services - [Privacy Policy](https://www.8020finance.com.au/en-au/privacy-policy)